out of state job offer

[xrays2pa17]

Have moved onto my 3rd job offer a as new grad. The only downfall is no health insurance offered since it's a small privately owned newer urgent care. Maybe I can get some experience and take some time before settling into something that checks ALL the boxes? Everything is ok about it: hours, pay, closed holidays, extra flat rate for each shift beyond the 3-12's a week, CME, PTO, malpractice covered. And it's in the area of Florida we've been hoping to relocate to. I feel like it might not be that big of deal to cover my own health insurance (individual plan) for a couple-few years. Knock on wood, I'm healthy and it's solo coverage! Any comments, thoughts on that? 

[sas5814]

It is just something you have to calculate as if it were money. How much will coverage cost you that would normally be subsidized by your employer? It varies a lot but the last private place I was employed by was dropping $1400/month per employee for mediocre health insurance. That isn't insignificant money.

On the upside you can choose a plan that meets your needs without being in one that has to meet everyone's needs.

[CAAdmission]

I'd look around these forums. Florida has a repuation for being a special kind of Hell for PAs.

[Cideous]

Currently buying Health ins on open market through ACA...all that is available.  $1200/month for Me, wife and one kid.  This for BCBS worst HMO plan.  $7k per person ind deductible and almost $15k per year family deductible.  It essentially makes us cash payers with a catastrophic plan.  Just fyi.

 

p.s. This is for 2018