Doppio_Espresso Posted December 3, 2020 Share Posted December 3, 2020 Hello all, Just wondering which private loan programs you would recommend for post PA school spendings (ie. state licensing, DEA, etc.). Some/many would recommend to wait for the possibility of an employer to pay for the DEA license; but, I'm also considering fellowship programs that require me to have my own DEA license. So, I'm in a pickle and unfortunately need to borrow extra money. I appreciate the advice! Thank you. Quote Link to comment Share on other sites More sharing options...
newton9686 Posted December 4, 2020 Share Posted December 4, 2020 I would recommend companies such as Grub Hub and Uber.They have this fantastic program where you work for money without the requirement of paying them money back in the future. I'm assuming you have some time until you start working. State licenses are generally about 150 dollars, DEA is $740, so we are talking about $1000, you should be able to make that delivering pizzas. Time to stop living off loans, take debt off the table and pay off your student loans. 2 1 Quote Link to comment Share on other sites More sharing options...
Malik144 Posted December 4, 2020 Share Posted December 4, 2020 (edited) Going off the tough love speech above. If you’re in a situation where you could do part time work, I would try to go down that route. Most pre-graduation PA’s these days know they’ll be waiting a few months to credential and license ect ect, so they take out loans to support living cost ect ect through their school loans. However, I know a few who have returned to their healthcare jobs (mostly CNA), to make a few extra bucks. There are so many sources for loans and competitive interest rates but If it’s mainly for your DEA license, I think you could end up saving yourself some future stress. Also depending on your fellowships, some will pay for your licensure. Edited December 4, 2020 by Malik144 1 Quote Link to comment Share on other sites More sharing options...
ohiovolffemtp Posted December 5, 2020 Share Posted December 5, 2020 My stepson (not in healthcare) has had good luck getting work with Amazon and DHL. It seems like logistics companies are hiring heavily and usually pay $15+/hour. It's a good place to get some cash coming in while you're continuing to hunt for work as a PA. 1 Quote Link to comment Share on other sites More sharing options...
Doppio_Espresso Posted December 6, 2020 Author Share Posted December 6, 2020 I appreciate all of the answers. I have been applying for non-PA jobs, but I was just curious to see which loan programs anyone would recommend. Quote Link to comment Share on other sites More sharing options...
mgriffiths Posted December 6, 2020 Share Posted December 6, 2020 I would NOT recommend it, but your best bet is probably going to be a credit union you already have a relationship with...but if you don't have income coming in you're going to have a hard time getting a loan, and if you do the term and interest are going to be awful. Quote Link to comment Share on other sites More sharing options...
BayPAC Posted December 6, 2020 Share Posted December 6, 2020 I recommend Dave Ramsey program. Every time I think about borrowing money to afford something I watch one of his videos. Quote Link to comment Share on other sites More sharing options...
cinntsp Posted December 7, 2020 Share Posted December 7, 2020 It doesn't sound like you're looking to borrow very much. Consider applying for a credit card with an introductory 0% interest offer for 12+ months if you have decent credit(may be hard without having demonstrable income) or a personal loan from a credit union. Quote Link to comment Share on other sites More sharing options...
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