pagirl82 Posted January 29, 2011 Share Posted January 29, 2011 Will I have problems getting hired as a PA if I have bad credit or filed for chapter 7 bankruptcy in the recent past? I know this type of discrimination is prohibited by law, but I'm wondering what actually happens in reality. Does anyone have any incite to offer? Link to comment Share on other sites More sharing options...
just_me Posted January 29, 2011 Share Posted January 29, 2011 Are you sure thats prohibited by law? Plenty of employers run credit checks....like banks heck even the Air Force and they use it. Will I have problems getting hired as a PA if I have bad credit or filed for chapter 7 bankruptcy in the recent past? I know this type of discrimination is prohibited by law, but I'm wondering what actually happens in reality. Does anyone have any incite to offer? Link to comment Share on other sites More sharing options...
Hemegroup Posted January 29, 2011 Share Posted January 29, 2011 I doubt it. The only thing I've encountered related to a credit check, since I've graduated and been looking for work, is the application for a NHSC position. You might have a tough time renting a house or apartment, but that's about all I can personally think of. Link to comment Share on other sites More sharing options...
c0untingstars Posted January 29, 2011 Share Posted January 29, 2011 you would have a hard time paying for your education since most people do so with loans... Link to comment Share on other sites More sharing options...
pagirl82 Posted January 29, 2011 Author Share Posted January 29, 2011 I'm not a pre-PA. I've graduated. It's not illegal to run a credit check, but it is illegal to discriminate against someone for their credit history... just like any anti-discrimination law in the workplace. I know some professionals punish you more than others (without disclosing) for your credit history. Link to comment Share on other sites More sharing options...
just_me Posted January 29, 2011 Share Posted January 29, 2011 Ive never seen that.....can you link to this information? I mean I have seen the EOE disclaimers but nothing about financial stability/history etc was listed. Ive done some googling and all I have found is that employers are perfectly within thier rights to deny employment based on credit history as long as it equally exercised across the board and does not cause other violations (i.e. denying minorities employment that have the same type of credit history as whites that are being employed). They also have to notify you why in writing providing you the information for the credit agency you used and giving you 10 days to correct whatever the credit issue was (chase did all of this when I applied to them). Im not a PA but i would think the only time credit is really an issue is when you are handling sensitive items, such as large amounts of money and sensitive information (which is why the military runs background/credit checks for security clearances) I'm not a pre-PA. I've graduated. It's not illegal to run a credit check, but it is illegal to discriminate against someone for their credit history... just like any anti-discrimination law in the workplace. I know some professionals punish you more than others (without disclosing) for your credit history. Link to comment Share on other sites More sharing options...
cinntsp Posted January 29, 2011 Share Posted January 29, 2011 Credit history is regularly used as a hiring criteria. This is done often for positions that will handle large sums of money or those responsible for others that do. I've read that some fed jobs may require any outstanding collections be taken care of before security clearances are issued. Sent from my Droid using Tapatalk Link to comment Share on other sites More sharing options...
purplecats07 Posted January 31, 2011 Share Posted January 31, 2011 I don't think you will have problems getting a job as a PA after filing for bankruptcy, because in general you will not be handling the money directly. So they will not worry that you will be tempted to steal. From personal experience, I have filed for chapter 7 bankruptcy as well and have applied to jobs and was recently offered one. In that time no one ran my credit history to my knowledge. So I wouldn't worry that much about it. Link to comment Share on other sites More sharing options...
pagirl82 Posted January 31, 2011 Author Share Posted January 31, 2011 Thanks purplecats. That's basically what I was asking about. I realize that many employers have you sign a release to allow them to do a credit check, which is perfectly legal in most states. It's more or less illegal to not hire someone who doesn't work directly with money based on their credit history, although it's done of course, I was trying to get a feel for whether or not this would be an issue in this profession. Link to comment Share on other sites More sharing options...
GREATMDPA Posted February 1, 2011 Share Posted February 1, 2011 Thanks purplecats. That's basically what I was asking about. I realize that many employers have you sign a release to allow them to do a credit check, which is perfectly legal in most states. It's more or less illegal to not hire someone who doesn't work directly with money based on their credit history, although it's done of course, I was trying to get a feel for whether or not this would be an issue in this profession. Good thread. Are you still looking for a job or are you already working? If you're still looking, are you finding it difficult to get hired? Link to comment Share on other sites More sharing options...
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