For current and post-grad PA's: Cost of PA program and how long to pay it off?

[cmj0233]

I am currently applying to PA school and so far I have 3 interviews in-state and 2 out-of-state. The cost of both out-of-state schools is estimated around 100K+ whereas in-state is estimated at about half the cost (or more). I pretty much know the response I will get but I was wondering if anyone thinks it would be worth it to wait an extra year to go to in-state (in case I'm not accepted this year) and save myself a lot of debt versus going out-of-state.

 

Also, for current PA students or graduates who are now working as a PA, what is your estimated debt if you don't mind sharing and how long would you say it will take to pay it off.

 

Thanks