Tail at time of separation from employer

[annazbird]

I am unsure if tail coverage is needed.

If Covered under hospital claims made  policy during time of employment. At time of separation is tail coverage needed? 
 

I initially thighs yes. But after some review I am not sure since reading on a few sites that since  the policy remains active, there is  no need for tail. 

[SedRate]

6 hours ago, annazbird said:

If Covered under hospital claims made  policy during time of employment. At time of separation is tail coverage needed? 

Yes

6 hours ago, annazbird said:

[If] the policy remains active, there is  no need for tail. 

Yes

Disclaimer: I am not a malpractice insurance expert. Contact your policy insurer or producer for more info.

[annazbird]

Thank you so much!  I came across this information only recently and have been looking into it. I am awaiting clarity from risk management(in writing)  on the what occurs if the policy remains active although I am no longer employed. I believe it is as you noted .([If] the policy remains active, there is  no need for tail)   But would like this in writing. In addition to requesting notification if the policy is cancelled. 

 

[SedRate]

Yep, your employer should provide this information. 

[Mayamom]

When I left the prison system I did not obtain any tail insurance.   The attorney for the program who I trusted told me as long as the prison kept the policy UTD (which they have too) I would be covered by this current policy.   I imagine a hospital has to keep their policy UTD also.  

[annazbird]

Awesome! Thank you!  This  seems to be information not well known, but something we need to become more informed about.