mmsskk Posted March 6, 2020 Share Posted March 6, 2020 Hi all, I need some advice/opinions on the following offer. Outpatient internal med office DMV NOVA area. Full time 40 hrs/week, 2 Saturdays/month 90k **no health/vision/dental 2k cme + 3 days; licensing renewal, DEA, professional memberships 10 days PTO 401k with match starting immediately (details not specified yet) malpractice coverage (I think occurrence based but I need to double check) I negotiated this up from 80k with malpractice and no other benefits... This was all verbal - no contract yet so I haven’t had a chance to check for red flags. I’ve had a few interviews with shady fraudulent FM/UC places before and had no trouble walking away from offers higher than this. I’m considering this offer because I really liked the doctor and felt that it was an honest practice. I have another interview for a surgical position but I’m feeling the pressure of student loan repayments. The job hunt has been rough - not sure if this area is oversaturated? I’m afraid if I wait around any longer I may end up jobless. Quote Link to comment Share on other sites More sharing options...
MediMike Posted March 6, 2020 Share Posted March 6, 2020 Hard no without benefits. The guy/gal taking your order at McDonald's likely gets health insurance, why in the flying frick wouldn't you? If there are no benefits then you need to be getting 20% - 25% more income than an individual doing the same job with benefits. Do what you have to do to survive but you are selling yourself short. I also have no idea what the DMV NOVA area is (Deleware Maryland Vermont Northern Virginia? I may need to look at a map), but unless COL is pretty dang low 90k isn't all that great either...not is 2wks PTO. Sorry I'm so pessimistic about this offer but there are a lot of negatives in my mind. Good luck! Quote Link to comment Share on other sites More sharing options...
futurepa588 Posted March 6, 2020 Share Posted March 6, 2020 Hi all, I need some advice/opinions on the following offer. Outpatient internal med office DMV NOVA area. Full time 40 hrs/week, 2 Saturdays/month 90k **no health/vision/dental 2k cme + 3 days; licensing renewal, DEA, professional memberships 10 days PTO 401k with match starting immediately (details not specified yet) malpractice coverage (I think occurrence based but I need to double check) I negotiated this up from 80k with malpractice and no other benefits... This was all verbal - no contract yet so I haven’t had a chance to check for red flags. I’ve had a few interviews with shady fraudulent FM/UC places before and had no trouble walking away from offers higher than this. I’m considering this offer because I really liked the doctor and felt that it was an honest practice. I have another interview for a surgical position but I’m feeling the pressure of student loan repayments. The job hunt has been rough - not sure if this area is oversaturated? I’m afraid if I wait around any longer I may end up jobless. Pretty mediocre offer IMO. Are the two saturdays included in your 40 hr week? With 2 Saturdays a month on top of 40 hr work week, you are looking at $42/hr without any health insurance. PTO is also kind of low. Without health insurance base should be at least 105k. A lot also depends on how many patients you see, if they are big on teaching, distance to work, etc. I agree student loans are a huge problem but honestly a waiting a month or two will not a make a huge difference in the long run. Good luck!Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
mmsskk Posted March 7, 2020 Author Share Posted March 7, 2020 6 hours ago, MediMike said: Hard no without benefits. The guy/gal taking your order at McDonald's likely gets health insurance, why in the flying frick wouldn't you? If there are no benefits then you need to be getting 20% - 25% more income than an individual doing the same job with benefits. Do what you have to do to survive but you are selling yourself short. I also have no idea what the DMV NOVA area is (Deleware Maryland Vermont Northern Virginia? I may need to look at a map), but unless COL is pretty dang low 90k isn't all that great either...not is 2wks PTO. Sorry I'm so pessimistic about this offer but there are a lot of negatives in my mind. Good luck! DC, Maryland, Northern VA area. The COL is pretty high here. I appreciate your honest opinion and feel the exact same way. Thank you for your advice! 1 Quote Link to comment Share on other sites More sharing options...
mmsskk Posted March 7, 2020 Author Share Posted March 7, 2020 3 hours ago, futurepa588 said: Pretty mediocre offer IMO. Are the two saturdays included in your 40 hr week? With 2 Saturdays a month on top of 40 hr work week, you are looking at $42/hr without any health insurance. PTO is also kind of low. Without health insurance base should be at least 105k. A lot also depends on how many patients you see, if they are big on teaching, distance to work, etc. I agree student loans are a huge problem but honestly a waiting a month or two will not a make a huge difference in the long run. Good luck! Sent from my iPhone using Tapatalk The 2 Saturdays are included in the 40 hr week. Patient load is about 15-24 per day, 8 hr shifts. They are not expecting me to see this many in the beginning. The SP is big on teaching and it's close to home. Thanks for your advice! 1 Quote Link to comment Share on other sites More sharing options...
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