ILPA Posted June 2, 2014 Share Posted June 2, 2014 Hello everyone. I am looking to switch jobs and a new job sent me an application for malpractice coverage. It is claims made coverage. I don't know anything about malpractice insurance (shame on me) but under limits of liability it gives me 3 options to choose....shared limits, separate limits, or same as employer... To get the best insurance...shouldn't I choose same as employer??? thanks Link to comment Share on other sites More sharing options...
GetMeOuttaThisMess Posted June 2, 2014 Share Posted June 2, 2014 How much (their cost) and what specialty for coverage? Link to comment Share on other sites More sharing options...
ILPA Posted June 3, 2014 Author Share Posted June 3, 2014 Don't know their cost. It is for a physician who is otolaryngologist and cosmetic surgeon. 75% I will be doing sinus surgeries and 25% cosmetic (lipo, facelifts, etc). I did get some quotes to see if I can purchase my own liability insurance, but because there is some cosmetic work the insurance goes up to about ~8K a year!! Link to comment Share on other sites More sharing options...
GetMeOuttaThisMess Posted June 3, 2014 Share Posted June 3, 2014 That answered my question with regard to your own occurrence policy. Link to comment Share on other sites More sharing options...
ILPA Posted June 3, 2014 Author Share Posted June 3, 2014 I understand it's important to get your own liability insurance, but can't afford it right now :( So I'm trying to figure out which one would be the best Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.