annemarreb Posted August 29, 2012 Share Posted August 29, 2012 I know that maybe some of you would say that I shouldn't be worried about financing my PA school just yet since I haven't gotten into a PA school. However, I want to plan ahead of time just incase I get into a PA school this coming school year. So these are my dilemma: - Permanent resident, no parents to help financially support me (including co-signing loans), no job just been living off student loans for the past 2 years (quit my previous jobs to finally focus finishing my 8 years journey of undergrad!). 1) Private loans option - NOT possible problems: COSIGN needed- ONLY a permanent resident (no citizen relative/friend who will be willing to cosign that huge amount of money), no current/most recent previous job, no parents to help. 2) NHSC loan repayment option- NOT possible problem: US citizenship required 3) Federal loans option- POSSIBLE but limited problem: Federal loans cannot fully cover all my expenses in PA school So there you go. Those are my dilemmas. I am about to contemplate to join the military because of my problem of funding my PA education. However, even joining the military, I still have a problem. I can't join directly as an officer even though I will be having my degree already since I'm ONLY a permanent resident. I have to get enlisted and with that I'm not even sure how much of a guarantee for me to be able to continue my PA education. Anyway, I don't want to keep rambling here but any feedback will be greatly appreciated! IDEAS are definitely welcome. If you also disagree on how I understood my reasoning please do not hesitate to explain those ideas with me. I really NEED help. Thank you! Link to comment Share on other sites More sharing options...
GatorRRT Posted September 10, 2012 Share Posted September 10, 2012 Look into the federal plus loans. It is credit based, and should you have a sufficient credit history will not require a cosigner. It's how a majority of people in my class fund our education (stafford loans + plus loans) Link to comment Share on other sites More sharing options...
Guest Posted September 10, 2012 Share Posted September 10, 2012 Grad plus loan generally covers the rest after federal unsub loan (which is a tiny $20,000 -something!). My tuition for the year is $67,000 and it covered everything, plus gave me money to live. You will be ok. :) Link to comment Share on other sites More sharing options...
annemarreb Posted September 11, 2012 Author Share Posted September 11, 2012 Thank you everybody! Now, I am more relief than anything :) Link to comment Share on other sites More sharing options...
mackjacks Posted September 16, 2012 Share Posted September 16, 2012 I got grad plus with no cosigner too. Check your credit score if you're at all worried and work on building it up if it's low. I was offered a total of something like 2.4K each month to live on after tuition is paid...did not accept all of it! Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.