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Calculating expenses


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Hi all - It is time to apply for financial aid and loans, for those of you who have already done it, did you use any kind of spreadsheet or list to jot down what your expenses were going to be so you knew exactly how much to apply for? I have heard bits and pieces on here from people saying don't forget this expense or that expense. Just wondering if anybody had an effective way of calculating expenses that did not forget anything! Thanks.

Your school has already figured out a "cost of attendance" in which they include housing expenses, tuition, transportation, etc. When you apply for loans, they will make an offer rather than you making a request. Then you decide if you want all of it, or you can only accept part of it. Talk to financial aid at your school and they will tell you exactly what the protocol is for your particular program.

So- no spreadsheets... it's not really up to you how much you get (unless you do private, which I know nothing about).

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