Malpractice- tail coverage

[evenstar]

Hi all,

 

I was wondering if someone more educated in insurance policies could guide me. My current job is providing me with claims-made coverage (1,000,000/3,000,000). I am a new grad was told before graduating to make sure the employer pays for tail coverage. I am confused as to if that is something I need to get if I ever switch jobs or something I need right now? And if it is something I need right now, then do insurance companies have separate tail coverage?

 

I tried searching for this online, and couldn't really make sense of what I was finding.

 

Thanks.