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Need F/A Advice


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Looking for a little advice from previous PA graduates.

Fortunately, my husband and I have multiple avenues for paying for school.

We are just have a difficult time deciding which would be best.

 

1. All student loans. Pro's: no payment until graduation, possible repayment through employer.

Con's: higher interest rate.

 

2. Use our home equity. Pro's: low interest rate.

Con's: closing costs, payments start immediately.

 

3. Borrow from retirement account: Pro's: interest paid goes back to ourselves.

Con's: higher payments start immediately, scary prospect.

 

Would love your two-cents on any of the above scenarios.

thanks

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