MWU2015 Posted February 12, 2013 Share Posted February 12, 2013 Hi all - It is time to apply for financial aid and loans, for those of you who have already done it, did you use any kind of spreadsheet or list to jot down what your expenses were going to be so you knew exactly how much to apply for? I have heard bits and pieces on here from people saying don't forget this expense or that expense. Just wondering if anybody had an effective way of calculating expenses that did not forget anything! Thanks. Link to comment Share on other sites More sharing options...
lancer_dancer01 Posted February 12, 2013 Share Posted February 12, 2013 I know my program has a cost of attendance figured out already, they have it broken down into tuition, books, room & board, etc. I would contact your programs financial aid office to see if they have something similar. Link to comment Share on other sites More sharing options...
MWU2015 Posted February 12, 2013 Author Share Posted February 12, 2013 Thanks lancer_dancer01...my program has the same but I was thinking more along the lines of things not included on the COA. Food, misc expenses, stuff that may pop up that we will need extra money for. Link to comment Share on other sites More sharing options...
Timon Posted February 12, 2013 Share Posted February 12, 2013 Really depends if you're going to live on campus or off. I made a spreadsheet with the scenario of being in an apartment by myself or with roommates. This is not my list but some things to consider: Utilities: - Water - Gas - Electricity - Trash - Cable - Internet - Landline (if you want it) - Cell Phone Living Expenses - Food (groceries), beverages - Coffee / Fast Food fund - Rent (find a place that includes appliances) - Transportation (car + fuel + maint + registration + insurance / public transportation) - Child Care (if needed) - Burn off steam fund (gym / massage / movies / etc) Previous Debt - Credit Cards - Student Loan - Car Payments Misc Items - Toiletry - Cleaning Supplies / Equipment - Cooking Supplies - Any furniture (TV / Bed / Couch / Desk / linens / towels / etc) - Moving Expenses (Truck / Boxes / Tape / Etc) - Funds for coming to and back from home - Anything Extracurricular - If you want to keep any old certs / licenses active - Birthdays / Weddings / Anniversaries /Bar mitzvahs / etc School (mostly provided by program cost of attendance) - Tuition - Laptop - Books - Scrubs / Lab Coat - Lab Supplies - Med Equipment - Healthcare Insurance - Cost for PA licensure / Study Review Feel free to add to the list. Just trying to get one going here. Link to comment Share on other sites More sharing options...
loliz Posted February 12, 2013 Share Posted February 12, 2013 Cost of attendance includes housing expenses and food, transportation, etc. I wouldn't spend time on a spread sheet unless its for your own curiosity. Link to comment Share on other sites More sharing options...
MWU2015 Posted February 12, 2013 Author Share Posted February 12, 2013 Timon - EXACTLY what I was looking for....there were already some things you listed I hadn't thought about. Being in school already I'm sure you can attest to some things that end up costing money that you didn't think about before school started. Link to comment Share on other sites More sharing options...
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