mtnwoman

Malpractice insurance CM&F or CInch (Berkshire)

5 posts in this topic

I've been using CM&F for some years. As a part-time PA, occurrence $500,000/ $1, 000, 000 policy they want $3,060 for the year. 

Cinch, a Berkshire Hathaway Specialty Insurance, sent me an offer of $500, 000/ $1,000,000, part time worker for $2196 -- $864 (30%) difference! It covers reputation insurance, licensing board and HIPAA claims. 

Has anyone used the Cinch malpractice? Any comments? 

I am leaning towards making the switch to Cinch. 

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how about making your job pay for your malpractice? In 20 years as a PA I have never paid my own or looked at a job that asked me to...

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And, re the Cinch malpractice insurance, they really like NP's a lot more than they like PA's.  My insurance was 3x more expensive than a NP's.  (They have a way to play with check boxes to get a quote). 

Do NP's just have much better lobbyists than PA's? If I had to do it over again, I'd go the NP route. 

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