JMann Posted June 14, 2017 Share Posted June 14, 2017 I'm looking into a few jobs for after residency is over. Mostly rural jobs with 24-72 hr shifts. To those of you who work such jobs, particularly if you travel some distance to work, how do you handle insurance? Most places offer the usual benefits within their system, but what if you live 4-6 hours outside of that hospital network? Just pay out of network fees? Negotiate this into the contract? I'm just asking to see if any of you have been in this situation and have some insight?? Link to comment Share on other sites More sharing options...
Boatswain2PA Posted June 15, 2017 Share Posted June 15, 2017 I think there is too much variability to get the answer you are looking for, but here are some things to think about.1. Many of these are 1099 positions, so no benefits. 2. Most rural places I know of don't require you to use their "system", because their "system" is a single little hospital without much specialty care at all. 3. I do long rural shifts, but I'm retired military so my health insurance is portable. Good luck! Link to comment Share on other sites More sharing options...
Moderator EMEDPA Posted June 15, 2017 Moderator Share Posted June 15, 2017 all of my jobs in EM for >20 years have covered 100% of my malpractice. I would never take a job that required me to pay my own. Link to comment Share on other sites More sharing options...
JMann Posted June 15, 2017 Author Share Posted June 15, 2017 E- Sorry for the confusion. I was asking about health insurance. In regards to malpractice, I'm not working somewhere that doesn't cover malpractice. Places that don't cover malpractice likely have other greater issues as well. Boat- Thanks for the info. I've found most are 1099, but some are employee with health benefits. The lack of specialty coverage in many of these hospitals and their affiliates is one of my initial concerns and spawned my question here. As I suspected, I'll just have to navigate the issue as it comes up with individual jobs. Link to comment Share on other sites More sharing options...
FriarMedic Posted June 15, 2017 Share Posted June 15, 2017 Where are you finding these gigs? The 48-72 hr gig a couple times a month is Something that's interested me for some time. Link to comment Share on other sites More sharing options...
JMann Posted June 22, 2017 Author Share Posted June 22, 2017 Lots of looking, research and talking to folks. As many have said, look at places few people want to live such as OK, KS, IA, MN etc. You may have to take a 24 hr gig and turn it into a 48-72 hr gig with time. You can find the 24 hr gigs pretty easily. Link to comment Share on other sites More sharing options...
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