MaggieMay Posted January 21, 2012 Share Posted January 21, 2012 Geez.....Over my head in debt.....anyone want to share how much debt they will be in at the end of their PA school? Link to comment Share on other sites More sharing options...
rmathews619 Posted January 21, 2012 Share Posted January 21, 2012 Close to 90G for PA school plus undergrad :( Link to comment Share on other sites More sharing options...
Just Steve Posted January 21, 2012 Share Posted January 21, 2012 It's lining up that I'll probably just break 6 figures after it's all said and done. Link to comment Share on other sites More sharing options...
winterallsummer Posted January 21, 2012 Share Posted January 21, 2012 After loans have matured from undergrad, 80K on that. PA school loans - another 80K for tuition plus roughly another 80K for living in NY for two years. That's a whopping 240K of loans. And the sad part? I've worked 36+ hours all through undergrad, never bought anything nice (besides my car which I had to have and is just an average car, although was new when I got it several years ago), did 2 years of community college, and went to a relatively cheap public university. I could choose to go to a school that would cost only 65K but once you owe a quarter of a million dollars, does 15K really make much of a difference? So don't complain to me about six figures or 90K worth of loans. Ugh! Link to comment Share on other sites More sharing options...
Craigk Posted January 22, 2012 Share Posted January 22, 2012 Wow, 240k.....anyway I'll have about 34k in loans Link to comment Share on other sites More sharing options...
TraumawannabPAs Posted January 22, 2012 Share Posted January 22, 2012 Ill be in the $200,000 range when all said and done. I have about $100,000 in undergrad loans and Im adding another $100,000 for PA school. This is only tuition, books and supplies (living expenses are NOT included in the loan amount). Link to comment Share on other sites More sharing options...
winterallsummer Posted January 22, 2012 Share Posted January 22, 2012 Well after posting that I finally got my parent plus loans and added them all up. My actual loan amount after maturation (once I graduate PA school, thanks to 7.9% interest rates for parent plus loans) for undergrad alone is actually 105K, 2 years of that was at community college. This means I'll owe over 300K when I graduate and am a PA. Honestly I don't see how I can even get by making these payments even with a loan repayment program. I am starting to wonder if I made the right decision in going back to school, or if I would've been better off just working all my life. Link to comment Share on other sites More sharing options...
Craigk Posted January 22, 2012 Share Posted January 22, 2012 I agree with PAMAC, you will have to look into NHSC loan repayment sites even if it means moving. For 2 years commitment you get 60k to pay off loans but I think you can go longer and get more money. Good luck. Link to comment Share on other sites More sharing options...
fyrelight74 Posted January 22, 2012 Share Posted January 22, 2012 Just about $35000 unless I decide to go for the additional masters next year and get master's level loans instead of undergrad. I went in with about $15000 of school loan debt, then $10000 per year undergrad PA loans. Not exactly sure how much more the master's loans would add, but its only for 1 year since St. Francis accepts our PA classes into their master's program. Link to comment Share on other sites More sharing options...
StudentPA Posted January 22, 2012 Share Posted January 22, 2012 Just about $35000 unless I decide to go for the additional masters next year and get master's level loans instead of undergrad. I went in with about $15000 of school loan debt, then $10000 per year undergrad PA loans. Not exactly sure how much more the master's loans would add, but its only for 1 year since St. Francis accepts our PA classes into their master's program. Just out of curiosity what masters program are you interested in at St. Francis? Link to comment Share on other sites More sharing options...
StudentPA Posted January 22, 2012 Share Posted January 22, 2012 Just about $35000 unless I decide to go for the additional masters next year and get master's level loans instead of undergrad. I went in with about $15000 of school loan debt, then $10000 per year undergrad PA loans. Not exactly sure how much more the master's loans would add, but its only for 1 year since St. Francis accepts our PA classes into their master's program. Just out of curiosity what masters program are you interested in at St. Francis? Link to comment Share on other sites More sharing options...
fyrelight74 Posted January 23, 2012 Share Posted January 23, 2012 Just out of curiosity what masters program are you interested in at St. Francis? It's one our school is kinda contracted with for an MMS. http://www.francis.edu/MmsAffiliatedInstitutions.htm Link to comment Share on other sites More sharing options...
fyrelight74 Posted January 23, 2012 Share Posted January 23, 2012 Just out of curiosity what masters program are you interested in at St. Francis? It's one our school is kinda contracted with for an MMS. http://www.francis.edu/MmsAffiliatedInstitutions.htm Link to comment Share on other sites More sharing options...
winterallsummer Posted January 23, 2012 Share Posted January 23, 2012 I am considering HRSA very seriously, that or the Navy. HRSA for 5 years pays back 140K. The problem is I know it's very competitive and I don't want to live in BFE. Link to comment Share on other sites More sharing options...
winterallsummer Posted January 23, 2012 Share Posted January 23, 2012 I am considering HRSA very seriously, that or the Navy. HRSA for 5 years pays back 140K. The problem is I know it's very competitive and I don't want to live in BFE. Link to comment Share on other sites More sharing options...
panelson Posted January 23, 2012 Share Posted January 23, 2012 I was luck that my parents paid for my entire undergrad tution, in the end I will be looking at about 80k or so (including living expenses) Link to comment Share on other sites More sharing options...
panelson Posted January 23, 2012 Share Posted January 23, 2012 I was luck that my parents paid for my entire undergrad tution, in the end I will be looking at about 80k or so (including living expenses) Link to comment Share on other sites More sharing options...
DeniseT Posted January 24, 2012 Share Posted January 24, 2012 I'd rather not think about it right now. I'm know it's a lot and will be even more when all is said and done. Right now in undergraduate school, I have a lot of grants which cuts back on the loans. Link to comment Share on other sites More sharing options...
DeniseT Posted January 24, 2012 Share Posted January 24, 2012 I'd rather not think about it right now. I'm know it's a lot and will be even more when all is said and done. Right now in undergraduate school, I have a lot of grants which cuts back on the loans. Link to comment Share on other sites More sharing options...
blburns Posted January 27, 2012 Share Posted January 27, 2012 I will be somewhere near 130k when all is said and done. Link to comment Share on other sites More sharing options...
blburns Posted January 27, 2012 Share Posted January 27, 2012 I will be somewhere near 130k when all is said and done. Link to comment Share on other sites More sharing options...
OSUtri10 Posted February 2, 2012 Share Posted February 2, 2012 65k after everything. 25k from undergrad, 40k from grad school (all living costs and expenses included) Link to comment Share on other sites More sharing options...
OSUtri10 Posted February 2, 2012 Share Posted February 2, 2012 65k after everything. 25k from undergrad, 40k from grad school (all living costs and expenses included) Link to comment Share on other sites More sharing options...
IdahoPA Posted February 3, 2012 Share Posted February 3, 2012 I have zero undergrad debt since I received tuition assistance and the GI Bill. Sincerely wished I would have saved it for PA school, though... Even 2 yrs at my university would have been only like 9K. Link to comment Share on other sites More sharing options...
MaggieMay Posted February 5, 2012 Author Share Posted February 5, 2012 So looking over finances....If I am $100,000 in debt at the conclusion and opt to pay it all back in 10 years - let's say - 6.5% - per monthly payment around $1135/month....a month that is.... Is this not crazy!!!! How does one suppose they are going to just live?........ Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.