Hey guys, so I'm currently in my undergraduate year (senior soon), and applying to PA school next month.
Currently debt-free as an undergraduate from going to community college, becoming a PTA and working during college.
I've stayed debt-free by cutting my expenses (budgeting), applying for scholarships constantly (1/week - at least I try 😬), and keeping my grades up (academic scholarships).
I plan to graduate PA school debt-free through similar scholarships (NHSC, PA Foundation, Catalyst), but of course, all depends on actually receiving the scholarships or not.
Do any PA/PA students have any tips/advice on how they got through PA school if they graduated without or low debt, or know someone who did it? Any advice would be greatly appreciated.
My YouTube video with my experiencing going through undergraduate debt-free and how I plan to go through PA school debt-free is on my channel here: https://www.youtube.com/channel/UCYwrlY9xzcLxTfkqDr1SYIQ
I recently had the honor to be accepted into a PA program that is 140K. Although I am excited to start this new journey, I am concerned about the financial responsibilities that it brings. The tuition is quite high and it seems to get higher every year. My question is, at an average, how much debt do students typically end up with based strictly on tuition.
Thanks in advance!
Hello there, I understand that ultimately this is my choice alone but would appreciate any insight from currently practicing PAs. I’ve received an offer from USC (Los Angeles) & Rush University (Chicago). I’m from California so the temptation to attend a California school in sunny LA is very appealing. I would be closer to friends and family. However tuition is probably the highest in the nation ~180 K not including housing/other living expenses. Rush on the other hand is also an amazing program but located in Chicago. I would be away from loved ones and my support system (Family, friends, boyfriend). I love the school too! Both great academics/training opportunities. Rush however is closer to $98K. I don’t want to be buried in debt. Any thoughts? Or is the price relatively non-consequential given I would be graduating @28 years old. And have years worth of earning potential?
I am currently finishing up my didactic portion of PA school and considering the amount of loan debt I will have, I am considering enlisting into the airforce or navy after completing PA school in 12/2020. I was previously an Occupational Therapist though I am not sure if that will matter regarding pay etc. If anyone has advice regarding this process and details on loan repayment, I would greatly appreciate it.
Any one have any experience with hospital loan repayment?
I started a job in a rural area three years ago at a hospital that offers $20,000 per year towards loan repayment. That money is then forgiven after 3 years of service on the back end. So long story short I have been at my job now for just shy of three years and have taken out a total of 60,000 from them for loan repayment. I had full intention of staying at this position indefinitely but circumstances at the hospital make that no longer an option, and I'm looking for a new position with a more stable environment. My impression is that if I leave my job at this time, the hospital could ask back for approx 40,000$.. which is far too large of a sum for me to just write a check for...
Anyone have any experience with hospitals that offer promissory notes for loan repayment? Trying to figure out if there is anyway to navigate this situation that won't bankrupt me.