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Found 9 results

  1. Hello, I am pre-pa, a nontraditional student with a family and in my late 20s. I thought I would come to ask current PAs for advice. I am wondering how my student loans will impact me in the long term. I was accepted into the PA program at NSU, and I currently live in Houston. I am a homeowner. I have about 10 years of equity on my home, 10 years into a 30 year mortgage. I know that with PA school I will have to take out tens of thousands of dollars in student loans. After graduating will it be pretty difficult to get another home loan right away? My program starts in May and I am contemplating whether I should sell or rent my home. I think I can rent it through a property management company while I am away at school and pretty much break even between the mortgage and their fees. I have never done this before so I don't know if this is a good idea. I am just looking to see if there is someone else that has been in my shoes and can give some suggestions. I am just worried about the difficulty of getting another mortgage with so much student debt to my name. I don't want to set myself up for added unnecessary stress while going through PA school, yet it would be nice to keep my home, build more equity and not have to worry about being able to get another mortgage once I graduate.
  2. About once every 3 months I put myself into a panic about my student loans. I went to PA school right out of college and thought the better reputation school would be better for me, even though it was significantly more expensive. I know now that that was a terrible decision. After my first panic about student loans I started living significantly cheaper but I still have the debt hanging over my head. Is this a feasible amount to pay off as a single woman after graduating? Will I ever be able to not live as cheaply as I do now... at least within 10 years? Any advice would be appreciated. After looking at the cost of other schools, there has to be more people in my shoes out there and I'd love to hear some stories/advice from fellow PAs. Thank you!
  3. Does anyone out there have any experience or information with making payments on your student loan interest while in PA school and then deducting the interest you paid on your taxes?
  4. Good Afternoon: I would like to share with you some information the Student Loan Consolidation and Student Loan Forgiveness. These information are taken directly from the Student Finance Aid Website. I thought that it maybe helpful for those that would to see if you can be qualified for the Public Service Loan Forgiveness. I hope this will help.Income Drive Repaymetn.pdf
  5. I am considering a career change and I am on the very front end, but I am seeing lots of really, really high numbers for the amount of debt PA grads are coming out of school with 80k-100k +. I'm assuming that this is because people are financing living expenses throughout the 2-3 years of school. I am looking at two schools in my state (one is a CC) and the tuition and fees (for the whole program) seem to be more in the 40k-60k range. Am I missing something? Is it possible for someone to do PA school, possibly if a spouse covers all living expenses, and only have 50k in debt? Any perspectives on this?
  6. Hello everyone, I came across a company online called, "Consumer Assistance Project" that is supposed to help eliminate or significantly reduce your student loan debt. They are a 501©4 non profit organization. Because they are a non profit org, they take a "donation" from you while they provide their services of investigating the student loans companies. They base your donation fee on the total amount of debt owed and you pay that monthly. I looked them up on the Florida State website and found them, including and emplyoee identification number, as well as on the IRS website. I am just concerned that this could be a scam company and want to know if anyone else has signed up with them and if they are true to what they say?? They claim they will keep me informed as to what they are doing along the way. What else can I do to ensure they are a legitimate company?
  7. So, I'm ending my first year as a PA with a pretty well paying job outside of school (90k), which unfortunately will be ending for me soon (practice is closing, forcing me to find another job). However, I have an obscene amount of student debt that literally leaves me broke after each paycheck. I know I did this to myself, but I just get so disheartened because I feel like I worked so hard to get here with little to no help from anyone else, and I have nothing to show for it. I don't live above my means or anything like that, but after each paycheck I barely have enough for food, and I think to myself... how can this be?! I'm a PA! :/ Besides, National Health Service Corps Jobs (which I have been applying for), does anyone else know any other resources for repaying student loan debt? I have been looking for a job that offers loan assistance also.... and knowingly will probably have to relocate and break my fiance's heart. But I just can't do this anymore. We will never be able to afford children if I have to keep living like this. Don't get me wrong... I LOVE being a PA and I don't regret it. I have no problem continuing to work my ass off to pay this money back.... just looking for some assistance if possible. I have no issues working 2-3 jobs either to pay for my loans... I just didnt have this opportunity with my little experience and I also work 6 days a week at my current job. I'm hoping that in my second year as a PA, I will be able to find a job that will allow me to work extra shifts, or an extra job or two... Any help/resources would be greatly appreciated! Thank you. You guys are invaluable!
  8. Hello everyone, One of the programs I'm applying to will cost around $90K for the entire program. This excludes the cost of living. If I get accepted and complete the program, I feel like I'll be in debt for many years to come. I was hoping someone could give me some insight as to whether or not attending a program of this nature is a wise idea in the grand scheme of things. I appreciate any feedback!
  9. I found out today that I passed Pance. I have Datachem CD for sale Thanks
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