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Found 21 results

  1. I am currently finishing up my didactic portion of PA school and considering the amount of loan debt I will have, I am considering enlisting into the airforce or navy after completing PA school in 12/2020. I was previously an Occupational Therapist though I am not sure if that will matter regarding pay etc. If anyone has advice regarding this process and details on loan repayment, I would greatly appreciate it.
  2. Any one have any experience with hospital loan repayment? I started a job in a rural area three years ago at a hospital that offers $20,000 per year towards loan repayment. That money is then forgiven after 3 years of service on the back end. So long story short I have been at my job now for just shy of three years and have taken out a total of 60,000 from them for loan repayment. I had full intention of staying at this position indefinitely but circumstances at the hospital make that no longer an option, and I'm looking for a new position with a more stable environment. My impression
  3. About once every 3 months I put myself into a panic about my student loans. I went to PA school right out of college and thought the better reputation school would be better for me, even though it was significantly more expensive. I know now that that was a terrible decision. After my first panic about student loans I started living significantly cheaper but I still have the debt hanging over my head. Is this a feasible amount to pay off as a single woman after graduating? Will I ever be able to not live as cheaply as I do now... at least within 10 years? Any advice would be appreciated. A
  4. I'm attending Arizona State University online. I live in Georgia and I'm 24 years old. ASU is a quarter-based system, which means I get college credits on a quarterly basis instead of a semester basis. All PA and AA schools (I'm interested in both) require a certain amount of prerequisite hours, but at ASU, I would be about an hour or two short in a lot of them, like biology, chemistry, organic chemistry, etc. So, me getting a degree in biology from ASU is kind of pointless, because I'd have to take some additional prerequisite classes at my local college anyways. I should also mention I have
  5. Hoping to pick the brains of PA grads.... I've been accepted to two name-brand PA schools. Both are affiliated with major academic medical centers. One is private and has a strong legacy/alumni base. It is ranked very highly. The cost of living in the surrounding area is very high and the tuition is >$85K for two years. I loved the faculty and the area, which happens to be near my hometown. I am excited about the idea of having the social support of family and friends during the rigorous two years. The second school is in-state tuition for me currently (about $57K for two ye
  6. i am coming up on contract negotiations. Most likely I plan on staying. I have been here for 5 years and really like it, mainly because of who I work for/with. Something that would help me progress financially would be paying down student loans. I am already at a high salary and get some bonuses. The only thing I could think of that would improve the money situation would be some sort of loan repayment. Ideally, tax free for me and clinic, money goes directly to loan, lowers principle and overall cost of loan, and I still write off loan interest. I do understand there are some tax codes agains
  7. I got into an in-state program a 25 minute drive from my parents house. Fortunately, tuition and fees for the 24 months will only be about $36,000 altogether (a steal compared to the private programs I got into) My choices are: (1) Pay 500-700 per month for an apt near the school (2) Live with my parents and commute 25 min each way, paying about 80/mo for parking near the school OR parking free if I'm willing to then walk 20 minutes I have no savings and will be taking out loans for every penny of my expenses What would you do? Will I be missing out on a lot if I don't ro
  8. Hello everyone on this forum! I have decided start on this beautiful journey of becoming a Physician Assistant. I will be graduating spring 2018 and I have decided to apply that summer. This means that if I get accepted into PA school I will resume my studies June 2019 (depending on the school). However, I have something I can't get off my head. Loan REPAYMENT. After I graduate college I have a 6 month period to start repaying my undergraduate loans. Of course I plan to work for that whole year and study a bit. But I don't know if I can afford to pay large amounts of loan repayment
  9. Hi everyone! I am curious how everyone funds their schooling. I am currently applying for PA school next year and am not sure how I'm going to pay for it. I plan on taking out a lot of loans, but you are only allowed around $40,000 in loans per year, which is what the programs I'm looking at cost. Since I am unable to have a job during the program and I'm not receiving any outside funding from family, spouse, etc. I am concerned about how I will pay for housing and food. Can anyone who is/was in a similar situation tell me how they pay/paid for housing and food during PA school? Can you ta
  10. I couldn't resist it. Right out of school, I was offered a great salary at a job I already knew. I went to work at the clinic I had worked at as a medical assistant before PA school where we did abortions and birth control. I got paid very well for it and did only that for 10 years. Now, I left because I had 2 kids and don't want the long commute anymore. How can I broaden my horizons now? I would be happy in virtually any other field -- primary care, derm, peds, urgent care, ortho, etc. I'm due to take PANRE in 2014 or 2015. So, I'm thinking I'll take some time to study hard for it
  11. I am 1 year out as a family practice PA, and will be interviewing as 2 practices next week (one is a endocrinology practice, and one is a geriatric practice). As some of you know, I am just not happy with the experience (or lack of) I gained this year at my current practice.. I really, really need to somehow get my new employer to help me out with paying my student loan debt, since I cant seem to get into a federal program where I live. Both practices seem to be great organizations with competitive salary. I would be willing to take 10 or 20k less salary if they would just use it to pay my
  12. So, I'm ending my first year as a PA with a pretty well paying job outside of school (90k), which unfortunately will be ending for me soon (practice is closing, forcing me to find another job). However, I have an obscene amount of student debt that literally leaves me broke after each paycheck. I know I did this to myself, but I just get so disheartened because I feel like I worked so hard to get here with little to no help from anyone else, and I have nothing to show for it. I don't live above my means or anything like that, but after each paycheck I barely have enough for food, and I think t
  13. I have a question that can hopefully be answered by the gurus in this forum. I've searched the forums here (manually and automatically) and have searched around FAFSA's website and studentloans.gov; no luck. First, let me spin the threads of a story in the form of a time-line: -I will be graduating, probably in the Winter of 2012. At this time I will have open government-subsidized student loans. -I will be working to finish my required patient contact hours. This will last anywhere from 6 months to 2 years depending on my ability to procure a job with patient contact hours while I am s
  14. I walked out of the ED this morning having written my last paper chart (supposedly); our hospital goes live with EPIC today. I know a lot of folks are using this EMR in their ED's; does anyone have any tips on creating macros, smart phrases, etc? We've been told that setting up our own shortcuts like this will make things significantly more efficient; do any of you have any "must have" smart phrases that make your documentation life easier?
  15. Hello! I would love some advice from practicing PAs on how to handle this situation: I was just accepted into my first-choice school (Methodist University in Fayetteville, NC near Ft. Bragg) and will start next Fall. In case it matters: I'm a 31-year-old female. I already owe about $26K for courses I took to complete prereqs. The PA program tuition + fees, supplies, etc. will run about $70K. By the time 6.8% interest kicks in, I figure I'll owe about $110K once school is over. My husband and I are both incredibly frugal, and even if I have to pay for school 100% using loans, we have a
  16. Hello all, I'm a prospective student for either a fall 2013 or spring 2014 matriculation. I have not yet been accepted to a program, and am curious about opportunities might be out there for scholarships and financial aid. I have heard a little about NHSC and about Military scholarships, could anybody elaborate on the process? -How might I apply? -How soon? -What's the commitment? -What are my chances? (what are they looking for?) I'm finishing polishing my caspa narrative, and submitting this Friday. Any insight or advice is greatly appreciated! -Ken
  17. Hello all, I would like some feedback from Athletic Trainers that are in PA school or are currently PAs. I have been a certified athletic trainer for the last 6 six working in the professional sports setting but recently I have been intrigued by the PA profession for various reasons. Any information would be helpful.. thanks!
  18. I have been reading some of the previous posts and I am finding almost no reason to choose government loans to help finance my education. New laws (Budget Control Act of 2011) will go into effect on all federal direct loans dispersed after July 1, 2012. Namely this means 1. Graduate students can no longer take out subsidized loans – meaning interest accrues on the loan while you are in school. 2. The upfront interest rebate on federal loans will be eliminated. This means an origination fee of 1% will be deducted from the amount you can receive for Direct Unsubsidized loans and a 4% orig
  19. The COA at my school is $135k. My financial aid package includes both subsidized and unsubsidized Federal Stafford loans, but together those only cover $20k, so I need to cover another $115k. My school's package covered the rest with a Federal Grad Plus loan... which, frankly, seems like a pretty lousy loan as far as fees and interest rates go: Federal Grad Plus: fixed 7.9%, 4% fees. Best private loans, fixed: 3.4%, NO fees. Best private loan, variable: 1M LIBOR + 2% (currently that equals 2.25%), NO fees. The private loans I've found seem to offer comparable perks to the Fed Gra
  20. Hi everyone: I'm a second semester student at the University of South Alabama in Mobile. This is my second time around in grad school, so I'm familiar w/ financial aid at the grad level, but PA school is its own beast since we are in school 3 semesters a year and cannot work. Currently, our school (like all schools) creates a yearly budget for tuition, fees, books/supplies, health insurance, and living costs. Everyone gets the $20,500 of subsidized/unsubsidized and the rest is made up in GRAD PLUS loans (the total is just over $33K/year). The problem is, the amount they have for our "budg
  21. Hi, I realize when I finish PA school I will be over 90k in debt to student loans. My question(s) for those of you in my boat are: 1) What factors did you take into consideration before taking out the loans & how much was it and/or how did it fraction out? (i.e. __ per month for tuition, ___ per month housing, __/week transportation, __/month groceries, etc) and how did you estimate the costs? are there any good online calculators? 2) who did you speak to, to try and figure out your finances (if anyone)? 3) if you are currently practicing as a PA, are you able to handle the
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