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  1. Hello all! I recently got accepted to PA school and am over the moon! Unfortunately I am running into some issues obtaining financial aid as an F-1 student without a US citizen or permanent resident as a co-signer. Any insights from international students before me and the scholarships/ loans they recommend would be greatly appreciated!! Thank you so much!
  2. Does anyone know if GWU offers any need/merit based grants or is it all loans?
  3. Does anyone know if Weill cornell offers need based grants for the PA program?
  4. I am about to enter PA school as an F1 international student - been on a visa since I was in middle school as a dependent of my parents and recently became F1 because I turned 21. Any one out here able to give me insight in how they paid for it all? There doesn't seem to be much mercy for international students despite me residing in NY for almost a decade. I have citizen extended family, but they have their own lives and loans to care for and I feel like taking out a private loan with them cosigning will not be approved since they have mortgages and are about to take out a loan for their daughter's schooling. - Keith
  5. Hey everyone, I'm in the process of starting my essays for this year's NHSC scholarship and was wondering if anyone had advice on how they approached the essays. My specific questions are highlighted below. 1) How specific were you in outlining your future career plans for the essay on the NHSC mission? Did you list HPSA sites and/or non-profit organizations you were interested in affiliating with? 2) How did you approach the essay regarding your commitment to working in primary care? Did you take a narrative approach regarding life events or circumstances that led you to pursue a career in primary care, a philosophical approach rationalizing the importance of primary care, a combination of the two, or something altogether different? Thanks in advance for any help!
  6. Before I begin, yes I am still just a senior in high school, and yes I know that my goals can change. However, this is what I want as of now, and because it's extremely important to prepare for what I want my future to be, even though it may change, I need to make plans. So PLEASE don't advise me on going to med school or doing something else, it's not what I'm asking for. Now, I've been doing my own research, but I would also love different personal perspectives. As of now, I plan to stay within five hours (maybe more if necessary) away from southern-ish New York because I don't have the money to fly myself and my belongings every time I have to go home and because my parents have very busy work schedules. Ideally, to save money, I would love to go to a more inexpensive school to save money because financial aid is iffy for me. However, if you come from a similar background and you got financial aid, please tell me because I'm not too sure how the financial aid process works yet lol. So, my dad makes 125K+ a year, but due to the very high taxes, a high mortgage, and other expenses that my family has to pay, money is becoming more and more of a worry now that college applications are coming up fast. Additionally, my dad works for Verizon and they went on strike for about 6 weeks last year, and I know it doesn't sound like a long time, but this really set us back because my mom doesn't make much. I will also be taking 5 AP exams in May ($470), there will be yearbook and senior picture fees to take care of, etc., and my family has only saved up a little over $10,000 dollars in my college fund. So my question is, other than financial aid, do you know of any scholarships/organizations/etc. that I could look into to help out with this? Or more importantly, good inexpensive/moderately expensive schools? Btw my mom was born in Dominican Republic so I'm 50% hispanic (my father is white), so that could be relevant information regarding scholarships. To get to the main point, what schools would be good for me knowing this, that I want to become a PA, and that I need to build a strong foundation in what I'll need to know by that time? I will probably major in a biological science - if not biology - unless someone recommends something else. Feel free to input any other relevant information. Thank you to all who respond!
  7. To any helpful person out there, I am a first year international student at a liberal arts college in the US. Academically, I don't feel I lack anything at this school. The classes are very challenging, and I push myself to the limit to get A's in every single class. On the financial side of things, I got a 55-60% scholarship, and the rest of my tuition gets covered by my dad back home. With every iota of honesty, I have always wanted to work as a medical doctor. I am determined, self-driven, sometimes anxious about my efficiency, but always honest about my abilities and faults. The road to becoming a medical doctor in the US as an international student is not linear. In fact, all the research I have done into medical schools I would want to apply to in the US after completing my bachelor's degree show that international students with the best extracurricular activities profile and GPA will most likely have to go home and attend a medical school in their home country then write the USMLE STEPS 1 and 2 exams to even begin considering coming back to the US. Well folks, I have done my research into the life of a medical doctor in the US, and I have decided I do not want to go through the years of practice and training, just to realize that bureaucracy has limited very passionate physicians in the US to "sad and industrialized slaves." I am young and fortunately I still have my whole life ahead of me. So I did research into the world of mid-level health practicioners in the US, and amazingly I stumbled unto the profession of Physician Assistants. Because I excelled (through diligence, prayer, and never giving-up), I got A's in my General Chemistry and Biology sequences; I have almost gotten the position to shadow a Physician Assistant this summer! My sadness and hope stems from the fact that even with stellar academic records, diligent physician assistant shadowing, and lots of prayers I might not get accepted into a PA school after four years of undergraduate education. My ''cry'' for help is this: Is there anyone out there who knows of young international students in the US who passionately did everything legally possible- shadowing, good GPA, and completing pre-reqs- to enter PA school straight after four years of undergraduate education and got accepted? PLEASE PLEASE PLEASE PLEASE I NEED HOPE IN THE FORM OF AN INFORMED REPLY FROM THE BRILLIANT AND GENEROUS PEOPLE ON THIS FORUM
  8. Does anyone out there have any experience or information with making payments on your student loan interest while in PA school and then deducting the interest you paid on your taxes?
  9. Hello! I am a 23 year old Mexican-American female who is starting the Physician Assistant Program at Philadelphia University in July 2017. I am having a very difficult time finding scholarships and financial aid, especially those that I am eligible for before actually starting the semester. Any direction would be greatly appreciated!
  10. I got into an in-state program a 25 minute drive from my parents house. Fortunately, tuition and fees for the 24 months will only be about $36,000 altogether (a steal compared to the private programs I got into) My choices are: (1) Pay 500-700 per month for an apt near the school (2) Live with my parents and commute 25 min each way, paying about 80/mo for parking near the school OR parking free if I'm willing to then walk 20 minutes I have no savings and will be taking out loans for every penny of my expenses What would you do? Will I be missing out on a lot if I don't room with classmates?
  11. I am racking my brain trying to devise a plan to get back to school. It is a weird predicament I am in it seems, but I can't imagine I am the only 40-something person with a Biology degree that wants to go back to school for a medical career. But here is the problem: My degree (BSE in Biology) is 21 years old and therefore I have to retake the prereqs to get into a PA program. For the PA Program at UMKC it's 37 hours of prereqs in which I've had all but 9 hours. UMKC require they be 7 years old or less. I have to be working towards a degree to receive financial aid. Taking prereqs is not working towards a degree. I cannot work towards another Biology degree because to be admitted to do that, the new degree has to have 30 hours of classes I have not already taken. Therefore I am not able to receive financial aid because my BSE in Biology was very thorough. I have gained a lot of experience the last 21 years, but I have not amassed a fortune that could help me pay for school. So the question is, how do people in my situation pay to retake their prereqs for a medical career? The PA programs don't accept my classes because they are too old (I don't blame them, I do need to brush up on my Biology and Chemistry) but I cannot come back to take them because I already have a degree and can't declare a different Biology major because I've had almost all those classes before, therefore I cannot receive financial aid. Also, I have not decided on being a PA on a whim, I first decided in 1995 that I wanted to do it, but life took me on quite the journey to get to this spot. Any ideas? Feel free to forward this to anyone you think could help. Thanks so much! Eric Benjamin feedyourmonkey@gmail.com adventuremonkey.com
  12. Hello! I was interested in hearing from people who are considering, currently part of, or completed the Navy PA program. I like the idea that I would be able to receive help with student loans while still in school (versus the NHSC repayment program) and it seems that there are more options for working in specialty areas (versus just primary care a la NHSC) (nothing against primary care, I'm just drawn to the idea of having more choices). However, the commitment is longer (3 years)...and I did hear from someone that sometimes the commitment ends up being way more than 3 years. Also, is there a physical component to the officer school? Any and all input regarding this program would be awesome! Thanks!
  13. Hi All, After my two interviews this past month, I am finding myself in the situation of having to choose between two programs: it's an incredible opportunity and a dream to even get a choice, I realize, but I'm also really having a hard time because there are definite benefits and drawbacks to each program. I'm trying to figure out 1) what matters MOST in determining which program to pick and 2) which program will ultimately help me get the best job as a new grad. I would also like to give myself the best chance to succeed and have the best quality of life as a student along the way. I'm in Texas and both programs are in-state. Both programs: Both have a very high PANCE pass rate- 98% and 100% respectively. Both have been established for 15-16 years, and have extensive alumni networks. Program 1: located in a small city in West Texas, the program is currently not ranked (was ranked at about the 50% mark in previous years). Class size is 60, PA progam is in an entire building by itself and staff/faculty are entirely devoted to PA students. Clinical rotations are in various cities throughout (primarily) West and central Texas, considers student preference. No thesis project, classes seemed really fun, students were a very tight-knit group. I absolutely loved the environment of this program. The students were all very enthusiastic about making it through the program, there are "buddies"/mentors assigned to you from the class above, and the faculty were supportive and dedicated to making sure everyone succeed. I felt welcomed and could absolutely see myself going there. I was surprised, because I had not anticipated feeling like that at all!! Benefits: shorter program (27 months), more affordable, have offered me a small scholarship, I loved the impression of the program and student life, they seemed happy! Biggest drawback: The school is on Academic Probation status until March, when it will most likely be lifted. As a currently admitted student, there is no risk to me- all students matriculating now, or prior to any future decision will graduate from an accredited program and take the PANCE. Not sure how much reputation matters in job placement?? Program 2: Located in a huge city in central Texas, high ranking program (top 20-30 ranking depending on the source), associated with a medical school/health sciences center/hospitals in a medical center. Class size 45, PA program within the health sciences center, shared faculty among disciplines and shared classes with med/PT/OT. Clinical rotations in central texas (San antonio, surrounding areas, some clinical sites in rural Texas areas). Research thesis project, program seems VERY intense and intimidating. Lots of alumni, great reputation. This program was my first choice going into interviews, but I was honestly intimidated and felt as if I should feel lucky even to be sitting there (much less offered a seat), students emphasized how much time (24/7/365) is devoted to studying, how hard the material was, etc... I felt like the faculty were conveying a similar message. Less of a sense of community than Program 1, for sure. Benefits: reputation, location in a large urban city, affiliation with a med center, possibly better clinical placement. Drawbacks: I'm afraid I won't be able to make it through the program. Intimidated by how difficult and rigorous the program seems. Don't want to be miserable, worried about an uber-competitive, 24/7 studying tortuous process. Less affordable, 3 month longer duration of the program, no scholarship offered yet. So I'm basically choosing between academic reputation and quality of life. I have no idea what to do, I know that 3 months isn't that much in the grand scheme of things, so duration of program isn't that big of a factor. Location doesn't really matter as much for me, I would be totally fine living in a small town in West Texas. My parents are moving out of the country so I won't really have a "home base" anymore. How much does academic reputation factor in getting a job out of school? I would love advice from someone who had to weigh program choices. Basically, the program where I think I would be happiest in terms of quality of life and academic success is not nearly as well-ranked, and has the probationary status flag. Any advice is very welcome, thank you for reading this giant post! I know wherever I choose, I'm going to be a PA at the end. Living the dream!
  14. Has anyone else called and spoke with the Financial Aid office? I called this morning using the number they provided in the acceptance letter, 313-993-3350. The woman on the phone said we wouldn't be receiving our award information until the orientation, July 15th. Does this seem a bit late to anyone else? Prior to being accepted to UofD I had planned to attend a program in Philadelphia and they sent my financial aid award information right away. The award didn't come close to covering all costs, but they were giving us plenty of time to find private lenders to supplement the deficit. The woman on the phone assured me the award would cover everything.......am I missing something here? The Phili school was a state university, UofD is private, does that make a difference?
  15. Hi everyone! I am curious how everyone funds their schooling. I am currently applying for PA school next year and am not sure how I'm going to pay for it. I plan on taking out a lot of loans, but you are only allowed around $40,000 in loans per year, which is what the programs I'm looking at cost. Since I am unable to have a job during the program and I'm not receiving any outside funding from family, spouse, etc. I am concerned about how I will pay for housing and food. Can anyone who is/was in a similar situation tell me how they pay/paid for housing and food during PA school? Can you take out extra loans for these things? Thanks for your help! Kaitlyn
  16. Hi I'm an upcoming PA student and I had some questions about the EM/Urgent Care lifestyle. I've worked as an ER Tech and EMT before so I kind of have an understanding but I was wondering if it is very difficult/nearly impossible to request a schedule where my only available hours to work are Monday - Saturday; Early Morning - 8pm? As a Tech, I realized I despised working anything beyond 8pm and I also need to keep my Sundays free. Any thoughts? Are most Urgent Care clinics regular Monday-Friday 40hr jobs? I really want to work in EM or Urgent Care but I do want at least some consistency in my schedule. Or should I just consider another specialty......
  17. I'm on the wait list for 3 PA programs, so I most likely will have to re-apply this upcoming cycle. Would I be able to use the same essay I used before if I just add a few updates to it? I'll be applying to a couple of the same schools, but some others as well since I will have more direct patient care hours than before.
  18. I am thrilled to be starting PA school this summer. From what I understand, most of the clinical sites are based an hour plus away from campus (not considering the horrific traffic). A lot of students move after the didactic year to be closer. I have kids that are in Elementary school and I really don't want to have to move twice. So - would you recommend that I either stay close to campus and then deal with commuting or short term housing options once I reach rotations? Or should I find a place somewhere between and commute both years?? Right now I lean towards being close to campus and dealing with rotations as they come.
  19. I am considering taking a position in a critical access hospital with a HPSA score of 14. The position is ER / UC - not primary care. Does anyone have experience with NHSC LRP in this situation? Would the position qualify for loan repayment? Thanks.
  20. Hello! I would love some advice from practicing PAs on how to handle this situation: I was just accepted into my first-choice school (Methodist University in Fayetteville, NC near Ft. Bragg) and will start next Fall. In case it matters: I'm a 31-year-old female. I already owe about $26K for courses I took to complete prereqs. The PA program tuition + fees, supplies, etc. will run about $70K. By the time 6.8% interest kicks in, I figure I'll owe about $110K once school is over. My husband and I are both incredibly frugal, and even if I have to pay for school 100% using loans, we have a plan in which the loans would be paid off in 6 years. BUT..... There is a grant program that was awarded to Methodist in which they select 6 students to receive $44K ($22k for 2 years). The caveat is that each recipient must promise to work 5 years in primary care (family med, peds, or IM). My father-in-law is a primary care physician in Illinois and is a huge inspiration to me. I think I would enjoy primary care. BUT...I am also hugely interested in cardiology, and the ER seems appealing as well. And who knows? Once clinicals start, I may change my mind again. What I'd like to know is if it's worth it to commit myself to primary care before school even starts to get such generous financial assistance. I'm looking at the difference in owing $35K (if I'm one of the lucky 6 to receive the grant) vs. $110K (without the grant). I may be putting the cart before the horse a little bit here, because I don't even know that I would be one of the 6 to get the grant funds. I thought it would be good, though, to hear what people have to say before I submit an application when the time comes. I've done research on this forum about salaries in different specialties and different regions within the U.S., but there are so many variables here (picking a specialty before school starts, committing to said specialty for 5 yrs, salaries, loan payments, etc.). I decided I should just post something and hope for responses. I keep going back and forth on what to do. I am crossing my fingers that your experiences will highlight some factors I haven't considered that will help me make up my mind whether I should apply for the grant. Thank you very much for your time!
  21. I got an email, and now a letter, telling me that I have been accepted into the class of 2015 and will start the program this spring . My question is...what now? For those who have been accepted how are you preparing for the program? By this I mean: -Financial aid (loans, grants, scholarships? I was lucky enough to finance my undergrad education with scholarships and I am concerned and clueless about taking out student loans for the first time.) - Housing (I think I will most likely be at the Morehead Campus) -Study tools (what are you going to use to take notes, laptop, ipad, tablet PC, good old fashion notebook and pencil? I currently use the notebook method, but am considering saving up and spending money on a new-fangled electronic device. advice?) For those who are currently in the program, any advice on what I need to do to have all my ducks in a row before January? Like most of you it seems like I've spent so long focusing on getting INTO the program that I find myself asking "now what?"
  22. The COA at my school is $135k. My financial aid package includes both subsidized and unsubsidized Federal Stafford loans, but together those only cover $20k, so I need to cover another $115k. My school's package covered the rest with a Federal Grad Plus loan... which, frankly, seems like a pretty lousy loan as far as fees and interest rates go: Federal Grad Plus: fixed 7.9%, 4% fees. Best private loans, fixed: 3.4%, NO fees. Best private loan, variable: 1M LIBOR + 2% (currently that equals 2.25%), NO fees. The private loans I've found seem to offer comparable perks to the Fed Grad Plus: deferment, grace periods, no prepayment penalties, etc. Am I missing something, here? My wife and I both have excellent credit, so does the Grad + loan offer us ANY advantages? I've gotten a vibe of, "Private loans are risky and for desperate people, you're taking your financial future into your own hands if you do them." But based on my research, they seem like the far better option... ??? Do loan repayment programs work for private loans in the same way they do for federal loans?
  23. I found out today that I passed Pance. I have Datachem CD for sale Thanks
  24. Hi everyone: I'm a second semester student at the University of South Alabama in Mobile. This is my second time around in grad school, so I'm familiar w/ financial aid at the grad level, but PA school is its own beast since we are in school 3 semesters a year and cannot work. Currently, our school (like all schools) creates a yearly budget for tuition, fees, books/supplies, health insurance, and living costs. Everyone gets the $20,500 of subsidized/unsubsidized and the rest is made up in GRAD PLUS loans (the total is just over $33K/year). The problem is, the amount they have for our "budget" is not enough for those of us paying for everything (not getting money from our parents or something; I have like $100/month for groceries till next semester; and I like vegetables and fruits too much). I have talked to our faculty and our Financial Aid Department, but they haven't budged on this number. This is very annoying to our class, many of whom are contemplating getting jobs (impossible and actually prohibited) or taking out private loans (terrible idea) or are living off credit cards. The person in Financial Aid compares us to undergraduates, specifically "accelerated nursing program." She even seemed to suggest I get a job, to which I of course replied that our program prohibited it and that being in a classroom 40 hours a week and studying several hours a day on top of that does not leave much time for working anyway. I have done all the research and the medical students at our school have a living budget that is over $8,000 more a year than us (and summers off of course!). My question: 1) Have any of you run into a similar problem with your school, where they don't seem to understand that PA students are different than undergrads or perhaps even other grad students when making a budget? 2) Why does it benefit my school to act as a gatekeeper to loan money that the federal government allows me to borrow, and that I will have to pay back? Am I missing something in their calculus? Does this benefit them in some way that I'm missing? 3) If you are at a PA school with a Med school do you get similar money to live off of (beyond tuition and all that) as them? (Are your "budgets" beyond tuition and fees similar) 4) If you have a budget from your program that you can share with me, please PM me. I am hoping our Department will go to bat for us (they generally do), but I'm a little frustrated with the reception by our University thus far.
  25. Hi everyone, I was wondering if anyone who has gone through PA school or is in PA school right now could give me some resources to find scholarships for PA school. I have gone through Fastweb and tried to google it, but I really can't find any scholarships for PA school. I know about the repayment programs and scholarships which I plan to apply for when NHSC decides to open up this years applications, but I wanted to look for extra help.... Thanks!
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