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Hello everyone, I am in process of figuring out the best way to go about paying off my student loans--which is A LOT from both undergrad and PA school. I run into the fork in the road of (A) committing to 10 years working for not for companies to receive the Public Service Loan Forgiveness or (B) consolidating my loan outside of the federal government for a much lower overall interest rate and make payments over a longer period of time. Is there anyone here who has entered into the Public Service Loan Forgiveness option? And if you have, what are the pros, cons, challenges or limitations to this? I would really like your feedback. If anyone has any other loan repayment advice, I'd appreciate that as well! Thank you!