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Boatswain2PA

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Boatswain2PA last won the day on September 6 2020

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About Boatswain2PA

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  1. It is a very bad idea to pay $140k tuition for a profession that averages less than that in pay, especially one that is rapidly becoming overloaded (with NPs and PAs) thus driving down wages. Unless you are already massively wealthy, have a wealthy family to pay this exorbitant tuition up front, or get an incredible amount of scholarships/grant's, I would advise you to avoid this school.
  2. I urge you to rethink how you are doing things in life. If you need to pay for a random cosigner for private student loans then we can reasonably infer that you have maxed out federal student loans, and are unable to get other student loans due to being in massive debt. Our culture has normalized massive debt, and our government has aggravated this by pushing banks to loan money at very low risk to people who will struggle for their entire lives to pay it back. This not only sets you and others up to struggle for your entire life, but it damages the profession as well as it drives desperate people to take any job that could pay their debts. For your specific question - I would imagine this is an untenable business model. No sane investor would make themselves responsible for a portion of your massive debt that you could simply ignore while ruining their debt. If an investor wanted to in est in such endeavours it would be less risky to their own credit to simply loan you the money directly (Ie: a personal loan).
  3. To your "professors", your GPA means a lot. To most programs, your individual score in an individual class might even mean more (some programs say you have to excel in every class/rotation). After PA school....nobody GAF. Residency's might, but I doubt it (someone correct me if I'm wrong). After PA school you will be competing for jobs with 30 NPs who graduated with 4.0 GPAs after writing dissertations on the importance of accurate nursing diagnosis of sepsis of LGBTQXYZ patients with antisocial behavior secondary to family disassociation caused by comorbidities of Blippi's erratic behavior on youtube. If adminiscritters look at the GPA at this point, all is lost and you will need to find the (rare) job for new PA graduates that may be best found in Kabul, Afghanistan.
  4. Is this still the case? In my area there are no PA EM residency grads (that I know of), but hospital adminiscritters will hire a new grad FNP to run the ED at $45/hour. Recommend you don't send any actually sick loved ones to the rural EDs anymore. I used to thing the liability protections of critical access hospitals were a good thing. I don't anymore.
  5. Why? If the vitals are abnormal or there is any clinical doubt just send to the ED. (or if it's within 30 minutes of closing time, after all that little finger laceration looks pretty deep!)
  6. Have you prescribed tamiflu....this season? I haven't. I have not diagnosed a single case of influenza yet this season. I wonder how much money genentech spent coming up with Xofluza, only to be completely upstaged by the the virus that came from China (but can't be called the China virus).
  7. I might go along with it (no, to be honest I wouldnt) if such a plan would actually result in less dead kids, or violent shootings overall. But we have tried that. Clinton banned sale of assault rifles and "high capacity magazines", and there was no change in gun violence. Easy to understand why when you look at how often these guns are used in crimes.....almost zero. We think they are used all the time because a few times they were used with mass casualties, and because the media spoonfeeds us leftist info.
  8. Trump is a buffoon who says terrible things feeding the media a nonstop stream of buffoonery that they propagate into 24/7 news OF his buffoonery Meanwhile they ignore the buffoonery of another NY buffoon (Cuomo). No 24/7 coverage of him telling New Yorkers that it's their fault Covid is spreading rampantly again because they refuse to appropriately social distance or wear masks, or telling them they have diabetes because they are fat. And much of the media focuses on Trump's buffoonery instead of his policy actions that led to truly historic gains. Economy was booming, tanked due to CV, and is booming again. We will have multiple vaccines available in LESS THAN a year. Historic unemployment, especially in minority populations. Lowest numbers of people in poverty. For the first time in 60 years we have not one, but THREE islamic countries with peace deals with Israel (and more importantly, two of them MUST have had implicit approval from Saudi Arabia to do this). Iran is reeling, North Korea hasn't launched a missile in 3.5 years or popped a nuke in 3 years. But according to the media there is nothing to see there, because Orange Man Bad. The incredible left-wing bias of the media (and academia) is one of the biggest problems in the country.
  9. I don't know either. Likely just time moving society, and it's politicians, more away from racism. I'm referencing Trump, and referencing Emed's post above about Trump being a racist. One thing that has been repeated (ad nauseum) in the media has been that Trump has ALWAYS been a racist, and they use DOJ lawsuit against Trump organization (in the 70s?) where they said Trump discriminated against blacks when it came to renting to them. It was settled out of court, but then the DOJ sued again because Trump was apparently doing it again. It was the Nixon administration's DOJ who filed the lawsuits, and Trump was a Democrat. So the media didn't really highlight it much. For decades Trump was a NY Democrat, hobnobbing with Clinton, Sharpton, Jackson, et al. He wasn't a racist, he was a DEMOCRAT. Then he became a Republican. Still no big deal, he was hollywood by then. Then he ran for President, AS a Republican. Suddenly he is a racist, all the way back from the 70s. Oh, wait....Trump organization was run by his FATHER at that time? Well, the media will tell that part of the story about as loudly as they will tell their readers that it was a Republican administration DOJ that went after a Democrat businessman for discrimination.
  10. Thank you, interesting, but doesn't change the conversation about Biden (per his website) wanting to make some scary-looking automatic rifles into Class III weapons. Oh, and 11+ round magazines. Each of which would require a $200 registration fee. I don't know. Police were frequently told by their politician masters to ignore much of the antifa-crowd (using that term loosely to include all the idjits who black-blocked and rioted) as they rioted because they were "protesting". Another factor is how antifa is a more loosely based organization than a right wing militia. Any idjit can start a FB/twitter page calling themselves the PAForumAntifa and boom...they are antifa. There are, however, signs of some structural organization as someone has funded some bad things as evidenced by vans pulling up to protest sites with bats, shields, signs, etc. The DOJ is investigating. Right wing militia members are a different breed, and I think they are far more actually lethal. Other than the poor sucker who accidentally drives into an antifa roadblock, one can mostly avoid the areas where antifa chooses to destroy (or you are doomed to live there and are refused police protection because, well, they are defunded). Right wing militants are more likely to structurally organize, plan a mission, and then actually execute it. One Timothy McVeigh right wing idjit was a lot more lethal than a whole host of antifa idjits burning up parts of Portland every night this past summer. Not passing moral equivalency here, just discussing lethality. If the political storms grow to the point where more and more people are driven to the right wing groups, and they become active, then it could spell the dissolution of our union.
  11. You make it sound like he was a KKK member in his teenage years, quit, changed, then joined the guv'ment. I believe he was still in the KKK when elected to the Senate in the late 50s, but started his "career in the government" in the 40s in the state legislature. He also filibustered the 1964 Civil Rights Act. Must be nice to be a Democrat and be treated so well by the press. They will forgive damn near anything you do...as long as you have that "D" next to your name. You can even have your past EXTREME racism exonerated. If you are a Democrat NY landlord you might run afoul of a Republican administration DOJ because your company apparently doesn't like to rent to black folks, but that's no big deal to the press. Well, until you change into a Republican and run for congress. Suddenly that will become a HUGE deal!
  12. I think you are reading his plan right, I just don't think he will follow through with his plan. Only 1.8% of people in the US make more than $400K a year. Meanwhile 44% of people didn't pay taxes in 2018. We can tax that 1.8% at 100% and still probably not cover our deficit. Just to prove that point, From https://www.financialsamurai.com/how-much-money-do-the-top-income-earners-make-percent/, it shows that the top 1.4 million earners in the US (1%) earned 1.685 trillion total, with an estimated 2021 annual income of $470K for 2021. If we tax that top 1% at 100% (meaning they would quit working), that is only HALF of our estimated 2020 federal DEFICIT. We CANNOT get ourselves out of our spending mess by taxing the rich cause there isn't that many rich to do it. The best way out of our mess (if it isn't too late for this) is for the 44% who don't pay taxes to pay SOMETHING, drastically cut spending, and wait for us to grow out of it. The next best way is to stimulate large scale inflation like we had in the Carter years to help knock the actual cost of the debt down. Or, just kick the can down the road until we run out of people who will loan us money, then just borrow money from the lender of last resort (the Fed) who loans us money with the ink still wet from them creating it out of thin air......and we become Venezuela. Bump stocks are not outlawed. They were classified by executive order as an automatic weapon, therefore considered a Class III weapon. You have to be approved by the ATF to own a class III weapon, which requires the $200 registration fee (tax). Same thing with suppressors, large caliber (.50 cal and above) weapons, explosives, etc. I know several people with legal class III weapons as they have the ATF stamp for them. I have a friend who HAD a bump-stock, but don't know if he still has it. I doubt he spent the $200 to register it (or if he would be approved to have it). The same way the federal government did it when we passed the 1935 National Firearms Act that I believe created the weapon classes, and put automatic weapons into the Class III that requires registration (and approval from ATF). Fortunately (thanks to Harry Reid) there are 130+ new conservative judges on the bench (and 3 on the SCOTUS) who will likely uphold our 2nd Amendment rights and strike down such an executive order or legislation as unconstitutional. Yes, someone (in charge of elections at DHS?) said that, and was canned by the President. Of course, this was highlighted by the leftist media to show just how safe and secure out election was. Meanwhile the right wing media is hyping up every rumor or problem found as proof of fraud. And too many of us are too entrenched to seek a truth that may not be aligned with our desire for confirmation of our beliefs. I blame the media for this (see the Vox article posted by Emed for good example of this). I'll wait 4 years to see if you are fine with the results. To be honest, I think you will be, just as I accept Biden has almost assuredly won this year. But in 4 years it won't be leftists in pu$$y hats being driven crazy by the media declarations to "resist" the "unlawful presidency", it will be the antifa goons. As to Roth conversions - I just moved everything I could from IRAs to ROTHS and paid today's price for it. I think Trump lost a great opportunity to cut spending and work toward balancing our budget, while pushing economic growth by cutting bureaucracy. While he did a good job cutting bureaucracy, and our economy was on FIRE, he spent like a damn democrat. My hope was that he would have won a 2nd term and used that as the launching point to start cutting spending. Instead we have further explosion of spending with a large expansion of the federal government, some version of a "green new deal", etc ad nauseum. So yeah, if you can protect yourself from future taxes, this is the time to do it (although I don't think ROTHs will be safe in a few more years.) I am also moving into equities anytime I get a good deal. More cattle, more real estate. Things that make me money, but will go . Stocks offer a short term protection against inflation (the Caracas Venezuela stock market was up 200,000% in 2018 https://www.forbes.com/sites/kenrapoza/2019/02/05/believe-it-or-not-venezuela-has-a-stock-market-and-its-been-destroyed/?sh=f98f20d3ff8b), but that only lasts as long as you can find someone to buy your stocks.
  13. Yeah, we have talked about this before. Everyones tax situation is different, but doesnt change the fact that the Trump tax cuts introduced a 20% deduction, OFF THE TOP for 1099 contractors and small business owners. Maybe your tax guy didnt take advantage of it, or a thousand other possibilities. But it is an awesome thing for 1099s.
  14. Know any other way out of this mess? Lots of people who make less than $400K will pay a lot more in taxes. The media will give him a pass when he breaks this promise though. The donut hole is absolutely designed to close. However I this isn't due to Biden's tax plan (which makes the donut hole), but rather the existing plan for the SS max to increase every year. It won't be just those who suddenly make more than $400K, it will effect EVERYONE who makes more than the $137K max as a greater portion of their income will be subject to the 12% SS tax. Again, not Biden's fault, but his tax proposal maintains this, which means his promise of no increase in taxes for those making less than $400K is not accurate as his tax plan doesn't fix this. Depends on what you consider a tax. I consider any payments the government requires me to give them to be a tax. The Biden gun plan calls for declaring those scary looking guns to be class III weapons, the same as automatic weapons, explosives, suppressors, and large caliber weapons. Those scary 11 round magazines (or larger) will also be declared to be a class II weapon. To legally own a class III weapon you have to have the weapon registered with the ATF. There is a $200 registration fee PER ITEM. Don't believe me, go buy a suppressor (not that I have one, it was lost overboard as well). Also requires fingerprinting and paperwork from a dealer, who often charges you $50 for this as well. It's not a retroactive fee. It's declaring these guns to be a class that now requires registration. I believe that is what Trump did 3 years ago with bump stocks. That's our opinion as well. We certainly did suffer through 4 years of idjits wearing pu$$y hats screaming "HE'S NOT MY PRESIDENT" along with the media repeatedly questioning his legitimacy. Wonder if you will be singing the same tune in 4 years if funny things happen with the election and a Republican is declared the winner. I certainly will be. Thank you, hadn't seen that. Don't put a lot of stock in such projections anyway as the situation is too fluid. BTW - If you DON'T think taxes are going higher, why do a roth conversion at all? You will probably be in a lower tax bracket in retirement than you are now, so it would make sense to leave the money as pre-tax.
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