mp03 Posted February 13, 2017 Share Posted February 13, 2017 Hi there. I'm a recent grad. I understand the difference between claims made and occurrence coverage but what does attorney coverage mean? If an employer "goes bare" and tells you they have attorney coverage is it in the best interest of the PA to purchase their own? I know it is a common thing for physicians in certain states to not carry malpractice insurance because of the cost, but what does that mean for the PAs that they employ? I can't seem to find the answer for this anywhere so any input would be greatly appreciated! Link to comment Share on other sites More sharing options...
Moderator EMEDPA Posted February 14, 2017 Moderator Share Posted February 14, 2017 don't take a job that doesn't pay for your malpractice. this is a huge expense(thousands/yr) and should be a covered benefit, even for per diem positions. Link to comment Share on other sites More sharing options...
GetMeOuttaThisMess Posted February 14, 2017 Share Posted February 14, 2017 don't take a job that doesn't pay for your malpractice. this is a huge expense(thousands/yr) and should be a covered benefit, even for per diem positions. I also carry my own individual occurrence policy at minimal levels just to keep an attorney available that watches out for MY best interest, and not the primary interest of the practice. Link to comment Share on other sites More sharing options...
Moderator EMEDPA Posted February 14, 2017 Moderator Share Posted February 14, 2017 6k/yr? that's what it would be for me to do em or uc and pay for myself last time I checked. no thanks. Link to comment Share on other sites More sharing options...
SedRate Posted February 16, 2017 Share Posted February 16, 2017 Hi there. I'm a recent grad. I understand the difference between claims made and occurrence coverage but what does attorney coverage mean? If an employer "goes bare" and tells you they have attorney coverage is it in the best interest of the PA to purchase their own? I know it is a common thing for physicians in certain states to not carry malpractice insurance because of the cost, but what does that mean for the PAs that they employ? I can't seem to find the answer for this anywhere so any input would be greatly appreciated! Definitely get your own coverage or leave. You're taking a huge risk by not having malpractice insurance coverage. Likewise, working with a physician without coverage may also be a huge risk. After all, you'd be the one with a $1 mil policy. Consider consulting with a lawyer or other PAs in the area. Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.